7.
PRIVACY.
7.1.
Privacy. Records of your use of the web site is the sole
property of In The Know Marketing Systems and is protected by
and subject to the U.S. Electronic Communications Privacy Act
(18 U.S.C.S. § 2701 et seq.), as amended, or any successor
statute. In The Know Marketing Systems reserves the right to
use such information for its marketing, licensing and
membership endeavors. Your personally identifying information
will not be shared with any third party, with the following
exceptions:
A. Information that In The
Know Marketing Systems in good faith determines is legally
required to be revealed by any relevant statute, regulation,
ordinance, rule, administrative or court order, decree, or
subpoena;
B. Information revealed
during the course of In The Know Marketing Systems’s
enforcement of the policies and procedures of the web site, the
terms of this Agreement, or during the course of any
disciplinary actions;
C. Information in a manner
expressly permitted by the provisions of this
Section;
D. Information that In The
Know Marketing Systems in good faith determines must be
disclosed to correct what it believes to be false or misleading
information or to address activities that In The Know Marketing
Systems believes to be manipulative, deceptive or otherwise a
violation of law; or
E. Unless you are otherwise
notified at the time we collect the data. Note also, your
electronic mail address may become public when you participate
in web site electronic forums. We may also conform to the
standard practice of using “cookies” which, when you sign on to
our site, automatically copies a small record file (“cookie”)
to your hard disk.
7.2. Privacy of
Minors. Protecting the privacy of children is especially
important. In The Know Marketing Systems does not knowingly
collect information about children and will delete any such
information that it discovers or of which it is made
aware.
7.3. Nonpublic
Personal Information.“Nonpublic Personal Information” is the
nonpublic information about you that is obtained from you in
connection with providing you a financial product or service
such as a loan or mortgage. In The Know Marketing Systems and
its advertisers may collect nonpublic personal information from
the online forms you complete in order to obtain the financial
product or service, from information collected as a result of
your transactions with In The Know Marketing Systems, our
advertisers or others, and from consumer reporting agencies. In
The Know Marketing Systems will not disclose any nonpublic
personal information about our current or former customers and
consumers to anyone, except as permitted or required by law, or
as described below. We may disclose all of the information we
collect about you to our affiliates who offer related goods and
services, and to nonaffiliated third parties that perform
services on our behalf, including marketing services, or other
financial institutions with whom we have joint marketing
agreements. If we collect nonpublic personal information from
you to provide third-party financial products and services
requested by you, such third-party’s use of your personal
information will be subject to their privacy policy as
disclosed to you by them. We have procedures in place that
limit access to nonpublic personal information to those
employees and other individuals who need to know such
information to provide products and services to you. We will
maintain physical, electronic, and procedural safeguards to
protect the confidentiality of your nonpublic personal
information as required by law.
7.4. Other
Sites and Their Policies. Other sites that may be accessed
through our web site will have their own privacy policies and
rules. You must ensure that you agree to these terms when
entering their web sites. We cannot be held liable for any
information, or exchange of data while on any other web
site.
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